


A | 日前,国家金融监督管理总局正式出台《保险公司资产负债管理办法》,聚焦资产负债联动偏弱、内部管理政策程序不清、监管指标标准缺失、监管约束手段不足等问题,进一步完善保险资产负债管理制度体系。市场尤为关注正式稿相较征求意见稿的核心变化:人身险公司资产负债管理监管指标由有效久期缺口(用于衡量利率变动下资产与负债现金流久期的错配程度),调整为利率风险对冲率(用于衡量资产端利率波动对负债端利率波动的覆盖程度)。业内人士认为,此举更贴近利率风险管理的实质,同时可防止部分中小险企为缓释达标压力,被动扭曲资产配置。 Geneva, Oct 20 (UNI) The World Health Organization (WHO) said that Covid-19 is still a Public Health Emergency of International Concern (PHEIC), the WHO's highest alert level.
The announcement came although the number of weekly deaths is almost at its lowest level since the pandemic began.
The WHO's International Health Regulations Emergency Committee said on Wednesday after its quarterly assessment meeting last week that despite a decline in severe cases of Covid-19, and the falling number of weekly deaths, deaths from Covid-19 nevertheless remain high compared with other respiratory viruses.
It also warned of Covid-19-related complications and post-Covid-19 conditions, with the full impact of these still not completely understood. The outbreak could also evolve during the upcoming winter season in the Northern Hemisphere, the committee said.
Meanwhile, the current gaps in global surveillance of Covid-19 have hindered early identification and evaluation of the virus' evolution. With the virus expected to continue evolving, the committee said that the genetic and antigenic characteristics of future variants cannot yet be reliably predicted. Evolving variants may pose challenges to current vaccines and therapeutics, the committee warned.
"Given the above considerations, the committee concurred that continued coordination of the international response is necessary," and considered that "the situation remains dynamic and requires frequent reassessments, and that the termination of the PHEIC, when considered feasible, should be implemented as safely as possible."
The committee recommended that there should be three key priorities in the future: strengthening surveillance and achieving vaccination targets for at risk-groups; continuing to increase access to affordable therapeutics; and strengthening pandemic preparedness planning, while continuing to protect the most at-risk groups.
UNI/XINHUA PRT。伴随监管部门进一步强化成本收益匹配,《办法》将推动险企加大高股息资产配置力度,加快发展分红险等浮动收益类保险产品。

B | (中证报)。
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